Conduct due diligence and verification of Credit Applications submitted
Responsible for borrowers’ financial analysis, accurate assessment with highlighting key operating, financial, management risks, and proper recommendations to delegated authority
Approve loans within delegated authority (if any)
Accurately determine clients Risk Rating and appropriate triggers for upgrade or downgrade.
Identify and raise potential issues for further clarification with clients
Formulate viable client action plans to resolve issues impacting on credit risk
Responsive follow up of approved deferral documents and covenants to ensure that the loan has been processed to strictly comply with the approval and our credit policy.
Manage loan application documents and ensure their safe keeping.
Ensure agreed turnaround time for Credit Application submission for approval is met.
Monitor accounts that will be due to review.
Prepare various regular and ad hoc credit reports for the purpose of portfolio management.
Following up, gathering information and conducting company and industry/market research to support the analysis.
Contribute to the function and operation of a high performance team
University degree and/or professional qualification in Business/Banking/Finance or related field.
Completion of finance courses would be an advantage.
Experience in financial analysis, similar lending position for at least 2 years and in dealing with the products of trade finance.
Integrity and Self-motivated
Strong ability to work in a team.
Sound analytical and problem solving skill.
Good written and spoken English language skills
Hong Leong Bank Berhad (“Hong Leong Bank” or “Bank”), a public listed company on Bursa Malaysia, is a member of the Hong Leong Group Malaysia (“the Group”). Headquartered in Malaysia, the Group has ...